FD interest rates
What the banks are paying right now, general and senior, for the common terms.
Record this deposit once and the app does the rest: reminded before it matures, told the day TDS starts at that bank, and the rules of the product explained with your own numbers. Free, and your deposits stay on your phone.
Get it on Google PlayQuestions people ask
Why does the advertised rate not match?
Headline rates are usually for one specific tenure bucket, often an odd one like 444 days. The rate for your term is frequently lower.
Do small finance banks pay more?
Yes, often a full point more. They are covered by the same ₹5 lakh deposit insurance, which is the number that matters if you are comparing on safety.
How often do rates change?
Whenever the bank decides. There is no schedule. The date on this table is the day it was last checked.
Does the rate change after I open the deposit?
No. The rate is fixed for the term you booked. A later change affects new deposits and renewals.
Is the senior rate automatic?
Only if the bank has your date of birth on record for that account. Check the receipt.