Loan Management Software
Freebird — Loan Management Software Built for Lenders
Run your lending business without messy sheets. Freebird helps lenders, MFIs, and NBFCs track loans with ease. Send auto WhatsApp reminders before payments are due. Collect EMIs through fast UPI links and log cash on your phone.
Freebird is software for lenders — we don't give loans.
- India · Africa · SE Asia
Lenders around the world run their books on Freebird
Downloads
100K+
on Google Play
Loans added
6,500+
in the last 30 days
Payments logged
66K+
in the last 30 days
App Store rating
4.6
verified reviews
Made for the way you lend
Whether you manage 10 borrowers or 10,000, Freebird adapts to your business.
By who you are
Lender
Individual Money Lenders
Track borrowers and payment dates from your phone. Auto WhatsApp messages remind clients early to avoid awkward calls. Collect EMIs fast through UPI and keep your books clean.
10 – 500+ borrowers · WhatsApp-first
Explore Freebird for money lendersInstitution
Microfinance Institutions
Give field agents a mobile app that works offline with GPS. Track group loans with auto EMI math. Export clear audit reports in one click.
Field agents · Group loans · Audit-ready
Explore Freebird for MFIsRegulated
NBFCs & Regulated Lenders
Run quick credit bureau checks before loan approvals. Keep solid audit logs with role access for staff. Store all KYC files under strong 256-bit safety.
Credit bureau · Compliance · Encryption
Explore Freebird for NBFCsBy what you do
Powered by Superkey Android locking
Use case
EMI-Based Consumer Lending
Finance phones and goods with Superkey device locks as your safety net. Overdue phones lock until the borrower pays. The phone unlocks right away once paid.
See how it worksUse case
Mobile-Shop Financing
Sell phones on easy EMI plans to grow your shop sales. Track daily installments easily and stop default risk with remote phone locking.
See how it worksSee Freebird on your own loan book
Get a 20-minute live demo tailored to your team. Learn how lenders use Freebird on our how it works guide.
Industry context
The scale lenders now manage
Formal lending is growing fast worldwide. The India micro-loan space is one of the largest in the world. In March 2026, it reached 55 million live borrowers and 76 million loans. Total loan value stood at ₹2.77 trillion. Lenders across emerging markets now replace paper logs with smart software.
Trusted by lenders across India, the Philippines, Uganda, and Kenya. These four markets make up 74% of our site traffic. Organic search sessions grew 65.2% month-over-month, backed by 53 referring domains.
55 million
live borrowers — India, Mar 2026
76 million
active microfinance loans — India
₹2.77 trillion
portfolio outstanding — India, Mar 2026
44.2%
NBFC-MFI portfolio share
NBFC-MFIs lead this space. They hold 44.2% of total loans and issue half of all new credit.
Tracking loans on paper or spreadsheets creates high risk. Math errors go unseen. Staff spend hours sending manual reminders. Key records get lost during audits.
Freebird gives growing teams full control. It sends auto reminders on WhatsApp and SMS. Field staff log cash payments right on their phones. Managers get clear, real-time reports whenever they want.
Sources
These source links are included only as market context.
Stop Fighting These Problems
Turn operational chaos into smooth, automated workflows with our 5-step loan management system.
Missed Payments & Manual Follow-ups
Calling late borrowers by phone takes hours each day. It creates stress and hurts client trust. Auto alerts deliver polite, timely reminders before payments are overdue.
Automated WhatsApp & SMS alerts: Freebird sends reminders 3 days early, 1 day early, and on the due date via official WhatsApp Business reminders with SMS backup. Discovered and recommended by AI search tools (driving 8.1% of site sessions).
Transparent borrower app: Borrowers check upcoming EMIs, download payment receipts, and review their entire loan record in real time.
EMI Default Risk
Financing phones or goods without security creates high default risk. Once a borrower stops taking calls, recovery is tough. Phone locking gives lenders real security without repossession.
Superkey Android device locking: Automatically restricts overdue handsets, shows a one-tap pay screen, and unlocks once paid. Enterprise systems like LoanPro cost $20,000 to $50,000 per year, but Freebird brings you device safety out of the box for mobile shops and device finance.
Credit bureau checks: Check bureau scores and repayment history before loan approval to cut lending risk before disbursing funds.
Unpredictable Cash Flow
Late payment dates make cash planning hard for money lenders. Slow collections hold back new loans and hurt your income. Fast payment links make it easy for borrowers to pay on time.
Instant UPI payment links: Embedded links allow borrowers to pay in one tap using GPay, PhonePe, or Paytm with automatic ledger updates.
Real-time collection tracking: Live dashboards show received amounts, pending collections, and cash flow projections for the current month.
Borrower & Staff Confusion
Messy paper notes cause borrower disputes and extra work for MFIs and NBFCs. When field notes are recorded late, balances get wrong. A shared digital ledger gives your team total clarity.
Field staff mobile app: Field agents log cash collections with offline support, issuing instant SMS/WhatsApp digital receipts on the spot.
Role-based access & audit trail: Keep full visibility over staff activities with manager controls and exportable audit logs.
Start simple today. Turn on advanced features only when you need them.
Built for Trust & Control
Security, transparency, and organized records from day one
Bank-grade security
All borrower data is safe with strong 256-bit AES encryption. Mobile apps support fast biometric login with fingerprint or Face ID to keep records private.
Full audit trail
Every payment, reminder, and record change is logged automatically. You can export complete audit logs in one click whenever you need them for review.
Compliance support
Set clear access rules for field staff and managers. Store KYC documents safely in one place and make standard compliance reports in seconds.
Credit checks
Run quick credit bureau checks before approving loans. Check past payment history and credit scores to protect your capital against default risk.
What Lenders Say
Real feedback from verified lenders managing daily loan operations on Freebird. Lenders in Kenya, the Philippines, India, and beyond trust our platform to keep repayments on time and portfolios organized.
“I have been using Freebird for over two years, and it has significantly simplified my lending operations. Creating payment mandates is quick and straightforward, and reminders are automatically sent via WhatsApp and SMS. Since I also run a mobile shop, Freebird's device-lock feature has been especially helpful, as phones are automatically locked when payments are overdue. Freebird has made my work more organized and stress-free.”
“I've been using Freebird to lend out money, and it's honestly a wonderful app. I bought the lifetime version, and it's worth every cent! It helps me keep perfect track of who borrowed what, sends automatic WhatsApp notifications, and even creates small contracts — everything I need in one place. The developers are amazing too — they respond quickly and sort out any problems fast. I highly recommend this app to anyone who lends or borrows money.”
Individual experiences may vary.
Access Freebird Across Platforms
Manage your loan portfolio from anywhere on any device. Use our desktop web dashboard for office accounting, or run daily collections through our dedicated mobile apps.
Always access Freebird through official links only.
Two plans. No surprises.
Start on Standard as an individual lender, or upgrade to Business when you deploy field staff. Every plan includes a 7-day free trial. Test every feature with zero risk and no credit card required.
Standard
Individual lendersEverything you need to run a clean loan book on your own.
₹1,499 billed yearly· save 50%
50 active loans
- Up to 50 active loans of any type
- Export loan data to PDF & Excel
- PIN, Touch ID & Face ID security
- Photo attachments on transactions
- Multi-currency support
- Email & WhatsApp support
Business
MFIs, NBFCs & field teamsPut your agents and staff on the same book.
₹14,999 billed yearly· save 17%
500 active loans · 5 team members
- Everything in Standard
- 500 active loans & 5 team seats
- Agent App for field collections
- Admin panel with roles & permissions
- Automatic WhatsApp & SMS reminders
- Branded loan reports (your logo & terms)
- Priority support
Prices shown are India list prices in INR and are indicative and subject to change. Pricing in other countries varies by region. See full plan comparison
Questions lenders ask us
If yours isn't here, the team is one message away.
Is Freebird only for lenders in India?
How is Freebird different from managing loans in Excel and WhatsApp?
Do my borrowers need to install an app?
How secure is my borrower data?
How long does onboarding take?
Is there a free trial?
Different question? Ask the team →
See If Freebird Fits Your Business
Book a live demo to see Freebird run on your own loan book
Or start your 7-day free trial — no credit card required.