Loan Management Software

Freebird — Loan Management Software Built for Lenders

Run your lending business without messy spreadsheets. Freebird helps lenders, MFIs, and NBFCs track loans, send automated WhatsApp reminders, and collect EMIs via UPI.

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4.6 from 100K+ downloads

Freebird is software for lenders — we don't give loans.

7-day free trialNo card requiredPlans from ₹125/mo

India · Africa · SE Asia

Lenders around the world run their books on Freebird

Downloads: 100K+
Loans added: 6,500+
Payments logged: 66K+
App Store rating: 4.6

Made for the way you lend

Whether you manage 10 borrowers or 10,000, Freebird adapts to your business.

By who you are

Lender

Individual Money Lenders

Track borrowers, send WhatsApp reminders, and collect via UPI — from your phone.

10 – 500+ borrowers · WhatsApp-first

Explore Freebird for money lenders

Institution

Microfinance Institutions

Field-agent app with GPS, group-loan support, and audit-ready reporting.

Field agents · Group loans · Audit-ready

Explore Freebird for MFIs

Regulated

NBFCs & Regulated Lenders

Credit bureau checks, immutable audit trails, and encrypted borrower data.

Credit bureau · Compliance · Encryption

Explore Freebird for NBFCs

By what you do

Use case

EMI-Based Consumer Lending

Finance devices and consumer goods with Superkey device-lock as your safety net.

See how it works

Use case

Mobile-Shop Financing

Sell smartphones on EMI. Track repayments and lock overdue devices remotely.

See how it works

See Freebird on your own loan book

Get a 20-minute live demo tailored to your team. Free for lenders — no credit card required.

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Industry context

The scale lenders now manage

Organised lending is growing fast. India's microfinance market is one of the world's largest. In March 2026, it reached 55 million borrowers and 76 million active loans. Total loan value was ₹2.77 trillion. Lenders across Africa and Southeast Asia are making the same shift from spreadsheets to software.

55 million

live borrowers — India, Mar 2026

76 million

active microfinance loans — India

₹2.77 trillion

portfolio outstanding — India, Mar 2026

44.2%

NBFC-MFI portfolio share

NBFC-MFIs lead this space. They hold 44.2% of the total loan portfolio and issue nearly half of all new loans.

At this scale, spreadsheets create serious risk. Lenders need borrower profiles, automated reminders, and complete audit trails in one place.

Freebird is built for teams managing 50 to 2,000 active loans. It automates WhatsApp reminders, logs field collections, and creates clean reports for managers and auditors.

Sources

These source links are included only as market context.

Stop Fighting These Problems

Turn operational chaos into smooth, automated workflows

Missed Payments & Manual Follow-ups

Chasing borrowers by phone takes hours and hurts client trust.

Automated WhatsApp & SMS alerts: Freebird triggers reminders at T-3, T-1, and on the due date via official WhatsApp Business API with SMS backup.

Transparent borrower app: Borrowers can view upcoming EMIs, download payment receipts, and review their full loan history.

EMI Default Risk

Financing phones or goods without security creates high default risk.

Superkey Android device locking: Automatically restricts overdue handsets, presents a one-tap payment screen, and unlocks instantly once payment clears.

Credit bureau checks: Check bureau scores and repayment history before loan approval to cut lending risk.

Unpredictable Cash Flow

Uncertain payment dates make cash planning hard.

Instant UPI payment links: Embedded links allow borrowers to pay in one tap using GPay, PhonePe, or Paytm with automatic ledger updates.

Real-time collection tracking: Live dashboards show received amounts, pending collections, and cash flow projections for the month.

Borrower & Staff Confusion

Unclear payment records cause borrower disputes and extra work.

Field staff mobile app: Field agents log cash collections with offline support, issuing instant SMS/WhatsApp digital receipts on the spot.

Role-based access & audit trail: Keep full visibility over staff activities with manager controls and exportable audit logs.

Start simple today. Turn on advanced features only when you need them.

Built for Trust & Control

Security, transparency, and organized records from day one

Bank-grade security

AES-256 encryption at rest and in transit. Biometric login on mobile.

Full audit trail

Every action, message, and payment is logged. Export your audit trail in one click.

Compliance support

Role-based staff access, KYC file storage, and ready-to-use compliance reports.

Credit checks

Run fast credit bureau checks before loan approval to cut lending risk.

What Lenders Say

See how lenders use Freebird to run their daily loan operations

"I have been using Freebird for over two years, and it has significantly simplified my lending operations. Creating payment mandates is quick and straightforward, and reminders are automatically sent via WhatsApp and SMS. Since I also run a mobile shop, Freebird's device-lock feature has been especially helpful, as phones are automatically locked when payments are overdue. Freebird has made my work more organized and stress-free."

Jagjeet Singh

Mobile Shop Owner & Microfinance Lender

"I've been using Freebird to lend out money, and it's honestly a wonderful app. I bought the lifetime version, and it's worth every cent! It helps me keep perfect track of who borrowed what, sends automatic WhatsApp notifications, and even creates small contracts — everything I need in one place. The developers are amazing too — they respond quickly and sort out any problems fast. I highly recommend this app to anyone who lends or borrows money."

Riana van Aarde

Lifetime User

Individual experiences may vary.

Access Freebird Across Platforms

Use Freebird on web or mobile through our official applications.

Web App

Browser-based dashboard

Open Web App

Android App

Google Play Store

View on Play Store

iOS App

Apple App Store

View on App Store

Always access Freebird through official links only.

Simple, transparent pricing

Two plans. No surprises.

Start on Standard as an individual lender, move to Business when you put a team on the road. Every plan includes a 7-day free trial.

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Standard

Individual lenders

Everything you need to run a clean loan book on your own.

₹125/month

₹1,499 billed yearly· save 50%

50 active loans

Up to 50 active loans of any type
Export loan data to PDF & Excel
PIN, Touch ID & Face ID security
Photo attachments on transactions
Multi-currency support
Email & WhatsApp support

Start 7-day free trial

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Includes a 7-day free trial. No card required.

Business

MFIs, NBFCs & field teams

Put your agents and staff on the same book.

₹1,250/month

₹14,999 billed yearly· save 17%

500 active loans · 5 team members

Everything in Standard
500 active loans & 5 team seats
Agent App for field collections
Admin panel with roles & permissions
Automatic WhatsApp & SMS reminders
Branded loan reports (your logo & terms)
Priority support

Start 7-day free trial

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Need more than 5 members? Talk to sales

7-day free trialNo card requiredCancel anytime

Prices shown are India list prices in INR and are indicative and subject to change. Pricing in other countries varies by region. See full plan comparison

Questions lenders ask us

If yours isn't here, the team is one message away.

Is Freebird only for lenders in India?

No. Freebird is used by lenders in India, the US, the UAE, and other markets. Pricing is shown in the local currency, and multi-currency portfolios are supported for global operations.

How is Freebird different from managing loans in Excel and WhatsApp?

Spreadsheets don't remind borrowers, don't collect payments, and don't survive audits. Freebird auto-sends WhatsApp and SMS reminders, collects via UPI or auto-debit, and keeps an immutable audit trail — from one dashboard on your phone or the web.

Do my borrowers need to install an app?

No. Reminders and payment links go to WhatsApp and SMS, so borrowers can pay in one tap without installing anything. A borrower app is available for those who want a self-service view — it's optional.

How secure is my borrower data?

Freebird encrypts data at rest and in transit, supports role-based access, and logs every action for audit. Mobile access is guarded by biometric authentication (TouchID / FaceID) in addition to PIN.

How long does onboarding take?

Individual money lenders are usually live within a day. MFIs and NBFCs migrating hundreds of loans from spreadsheets typically finish onboarding — including field-agent training — in one to four weeks.

Is there a free trial?

Yes. Every plan starts with a 7-day free trial. No credit card required. Billing is month-to-month after that — cancel any time.

Different question? Ask the team →

See If Freebird Fits Your Business

Book a live demo to see Freebird run on your own loan book

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Or start your 7-day free trial — no credit card required.